April brings gratitude
and unity for many
around the world

We're honoring that spirit with multi-use offers:
  • Code JOY for 27% off + 90% profit split
  • Code BLESS for 15% + 90% profit split + major news trading + weekend holding
  • Earn 100% extra PlusPoints on every purchase until May

The Way to Trade

Instant execution, payouts, and support
for those who break barriers

platforms to trade - Instant Funding

Trade on any platform

Bloomberg logo - Instant Funding
yahoo logo - Instant Funding
Business Insider logo - Instant Funding

Est. 2021

In the UK

50,000+

Traders

180+

Countries supported

8

Industry awards

How it

Works

How itWorks

Choose a program

Select our industry-leading IF account if you want the highest chance of getting a payout across our programs. If you’re an experienced trader aiming for larger rewards, opt for one of our challenges

Start trading

Trade virtual funds in a simulated trading environment under real market conditions. Reach profit targets while following our trading rules designed to promote sustainable trading. Instant Funding accounts have no profit targets – just lock in your Smart Drawdown to advance

Get your
first payout

Once you achieve your targets, convert your virtually simulated profits into real cash. Request your first payout and receive it within hours via bank transfer or crypto

Continue your
journey

Grow your trading account, request more payouts, and manage up to $3,840,000 across multiple scaled accounts while keeping up to 90% of the profits

Platform

MetaTrader 5
cTrader
Works in Match-Trader

Account type

Commission-free
RAW spreads

Programs

Instant Funding

4.3x higher payout chance than our other programs

The market-leading program from the original pioneers in the field

One-Phase
Two-Phase

Account size

$625
$1,250
$2,500
$5,000
$10,000
$20,000
$40,000
$80,000
$5,000
$10,000
$25,000
$50,000
$100,000
$200,000
$5,000
$10,000
$25,000
$50,000
$100,000
$200,000
$10,000
$25,000
$50,000
$100,000

Modify your experience with add-ons

Complete your order, earn 10% in PlusPoints, save up to 50% next time

Payouts
14 days after your first trade and weekly after that

When you can withdraw your profits: First payout available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade.

Example: start trading on January 1st, first withdrawal available on January 15th. After making a trade on January 16th, the next withdrawal becomes available on January 23rd, and so on every 7 days.

Profit target

How much profit you need to make: There’s no minimum profit target, but to request payouts, you first need to lock in smart drawdown by reaching 5% profit.

Daily drawdown

How much you can lose in a single trading day: No separate daily limit—just stay within your Max drawdown to avoid losing your account.

Max drawdown
10%

How much you can lose in total: Keep your losses under 10% of your starting balance to avoid losing your account. Once you make 5% profit, the limit becomes 5% of your starting balance and stays at this level permanently.

Example: with $10,000 starting balance, your account can't initially drop below $9,000. Once you make 5% profit ($500), your Max drawdown level adjusts to $9,500.

Profit split
80%

How much of your trading profits you keep: You get 80% of all profits. This can be increased to 90% with the add-on Add 10% to profit split.

Example: when you make $1,000 profit—you can withdraw $800, or $900 with add-on.

Scaling
Account size doubles each time you get 10% profit, scaling up to 1.28M

How your account can grow: Hit 10% profit to double your account—keep growing until you reach $1.28M.

Example: $80,000 → $160,000 → $320,000 → $640,000 → $1,280,000.

Minimum trading days

How many days you must trade: No minimum number of trading days required.

Note: a trading day counts only when you open a new trade—holding positions from previous days doesn't count.

Holding overnight
Available

You can keep your trades running after the market closes and continue them the next trading day.

Holding over weekends
Not available

You can’t keep positions open during weekend market closure unless you have the add-on Allow major news trading and weekend holding.

Leverage
Currencies – 1:100
Commodities – 1:20
Indices – 1:20
Crypto – 1:2

How much you can multiply your position size. Leverage varies by asset type.

Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance.

Payouts
On-demand

When you can withdraw your profits: Once eligible, you can request payouts anytime. Learn more about On-Demand Payouts.

Profit target
10%

How much profit you need to make: Make 10% profit on your starting balance to complete the challenge, or 8% with the add-on Lower profit target by 2%.

Example: on a $10,000 account, you need to earn $1,000 to complete the challenge (or $800 with add-on).

Daily drawdown
3%

How much you can lose in a single trading day: Don't let your losses exceed 3% of your balance to avoid losing your account. Example: with a $10,000 account, keep daily losses under $300.

Max drawdown
8%

How much you can lose in total: Keep your losses under 8% of your starting balance to avoid losing your account. This can be increased to 10% with the add-on Add 2% to max drawdown.

Example: with $10,000 starting balance, your account can't drop below $9,000 (or $8,800 with the add-on).

Profit split
80%, can be increased to 90% by achieving 10% profit in 3 months

How much of your trading profits you keep: You start with 80% profit share, reach 10% profit in 3 months to increase it to 90%. Or get 90% instantly with the add-on Add 10% to profit split.

Scaling
Account size grows +25% every 90 days if 10% profit achieved, up to double the starting size

How you can grow your account: Account grows 25% every 90 days when you reach a 10% profit target, up to double your starting size.

Example: $10,000 → $12,500 → $15,000 → $20,000 (max). Each step = 10% profit in 90 days.

Minimum trading days
3 days

How many days you need to trade: Complete at least 3 trading days to pass the challenge. This can be skipped with the add-on Remove min trading days.

Note: a day counts as a trading day only when you open at least one new position.

Holding overnight
Available

You can keep positions open when markets close for the day. You may be charged a swap fee for holding overnight, the swap rates for each instrument are available on the trading platforms. Triple swaps are charged for holding overnight on a Wednesday; these charges are applied at the end of the day during the market rollover.

Holding over weekends
Available for phase one

You can hold weekend positions during the challenge phase. For your funded account, weekend positions are available with the add-on Allow major news trading and weekend holding.

Leverage
Currencies – 1:100
Commodities – 1:20
Indices – 1:20
Crypto – 1:2

How much you can multiply your position size. Leverage varies by asset type.

Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance.

Payouts
On-demand

When you can withdraw your profits: Once eligible, you can request payouts anytime. Learn more about On-Demand Payouts.

Profit target
10% and 5%

How much profit you need to make: Achieve 10% profit in phase one (or 8% with the add-on Lower profit target by 2%), then 5% in phase two to complete the challenge.

Example: with a $10,000 account, first make $1,000 (or $800 with add-on), then $500 in phase two.

Daily drawdown
5%

How much you can lose in a single trading day: Don't let your daily losses exceed 5% of your balance to avoid losing your account. Example: with a $10,000 account, keep daily losses under $500.

Max drawdown
10%

How much you can lose in total: Keep your losses under 10% of your starting balance to avoid losing your account. This can be increased to 12% with the add-on Add 2% to max drawdown.

Example: with $10,000 starting balance, your account can't drop below $9,000 (or $8,800 with the add-on).

Profit split
80%, can be increased to 90% by achieving 10% profit in 3 months

How much of your trading profits you keep: You start with 80% profit share, reach 10% profit in 3 months to increase it to 90%. Or get 90% instantly with the add-on Add 10% to profit split.

Scaling
Account size grows +25% every 90 days if 10% profit achieved, up to double the starting size

How you can grow your account: Account grows 25% every 90 days when you reach a 10% profit target, up to double your starting size.

Example: $10,000 → $12,500 → $15,000 → $20,000 (max). Each step = 10% profit in 90 days.

Minimum trading days
3 days

How many days you need to trade: Complete at least 3 trading days to pass the challenge. This can be skipped with the add-on Remove min trading days.

Note: a day counts as a trading day only when you open at least one new position.

Holding overnight
Available

You can keep positions open when markets close for the day. You may be charged a swap fee for holding overnight, the swap rates for each instrument are available on the trading platforms. Triple swaps are charged for holding overnight on a Wednesday; these charges are applied at the end of the day during the market rollover.

Holding over weekends
Available for phases one and two

You can hold weekend positions during both challenge phases. For your funded account, weekend positions are available with the add-on Allow major news trading and weekend holding.

Leverage
Currencies – 1:100
Commodities – 1:20
Indices – 1:20
Crypto – 1:2

How much you can multiply your position size. Leverage varies by asset type.

Example: with 1:100 leverage on currencies, you can trade positions worth $100,000 using $1,000 of your balance.

Our 50+ Person Team
Brings Skills from Top Companies

HSBC logo Instant Funding
Deutsche Bank logo - Instant Funding
KPMG logo - Instant Funding
TINKOFF logo - Instant Funding
Philip Morris International Logo - Instant Funding
Starling Bank logo - Instant Funding
BGC Logo - Instant Funding

Proven Payout Record

$8,827,000+

Paid out to traders since 2023

Payouts in 2025

$1,648,755

Payouts in 2024

$5,039,121

Payouts in 2023

$2,160,879

We promise a transparent process: every successful trader who complies with our rules receives their payout via direct crypto transfer or a Rise-powered bank transfer. Withdrawals start at $25 and are processed within 48 business hours, with many payouts received on the same day as the request.

Verify on-chain payouts

Paid out to traders since 2023

$8,827,000+

Payouts in 2025

$1,648,755

Payouts in 2024

$5,039,121

Payouts in 2023

$2,160,879

50+Trading Instruments

Currency pairs, indices, commodities, and cryptos you love

Examine our
RAW spreads

Log in on your desktop device using the displayed credentials to view all our instruments and have peace of mind when you start trading with IF for the first time

Learn With
Dashboard

Explore the advantages of our automated dashboard. Get educational insights into your trading strategies by leveraging the comprehensive data at your fingertips

Dashboard - Instant Funding

Enjoy Instant
Support

With an average response time of just 33 seconds, our customer-obsessed support team is here to assist you every step of the way, offering solutions to any problem, big or small, through live chat and email

Trade News

Trade during most economic events on a regular account. For major events, choose swing trading

Here to Help in 14 Languages

Explore
Community
Payouts

Tech You Can Trust

Uptime

99.76%

across all systems

User Reviews

4.5

User Reviews

4.5

Industry Awards

Instant Funding - Best Funded Trader Programs and Accounts International Business Magazine, UK 2024

Best Funded Trader Programs and Accounts

International Business Magazine, UK 2024

Instant Funding - Best One-Step Trading 
Accounts Provider Global Brands Magazine, 2023

Best One-Step Trading Accounts Provider

Global Brands Magazine, 2023

Instant Funding - Fastest 
Growing Firm Global Brands Magazine, 2023

Fastest Growing Firm

Global Brands Magazine, 2023

Instant Funding - Best Prop Trading Firm International Business Magazine, UK 2024

Best Prop Trading Firm

International Business Magazine, UK 2024

Instant Funding - Best Prop Firm Customer Support International Business Magazine, UK 2024

Best Prop Firm Customer Support

International Business Magazine, UK 2024

Instant Funding - Fastest Growing Instant Funding Prop Firm World Business Outlook, UK 2023

Fastest Growing Instant Funding Prop Firm

World Business Outlook, UK 2023

Learn From the Best

Loyalty program public beta

Instant Funding Plus

Trading just got more rewarding:
get an instant $100 in welcome points,
plus birthday gifts and exclusive perks
when you join our new loyalty
program

Instant Funding Plus - Loyalty Program

Upcoming Launches

Apple Pay &
Google Pay

New trading
platform

Trading
education app

Please note that all accounts we provide to our clients are demo accounts with fictitious funds, and any trading is in a simulated environment only. For more information, please feel free to visit our FAQ section. Ok, I understand